Dental care can be an important investment, and different payment options may suit different circumstances. The information below outlines three commonly used options to help you better understand how they work.
Every patient’s financial situation is different. It’s important to understand each option before making a decision. Our team is here to help explain what may be available so you can choose what feels appropriate for you.”
Dr Scott Bentley (Dentist)
Pretty Penny Finance: A Personal Loan Option
Pretty Penny Finance is a specialist lender that offers personal loans for eligible healthcare expenses like dental treatments. Loan amounts range from $2,000 to $70,000, an ideal option for patients considering more extensive dental care.
Repayment terms typically range from six months to seven years, with low interest rates depending on the dental treatment required. Applicants are guided through the process by a loan adviser, and conditional approval may be provided within 24 hours once all required documents are submitted.
This option may suit patients looking to spread repayments over the long term for more complex dental procedures.
Fund My Dental: Interest-Free Payment Plans
Fund My Dental offers interest-free payment plans designed for smaller treatment costs, with available plan amounts of $1,000 or $2,000. Repayments are made through manageable weekly instalments.
A once-off setup fee and a small weekly account-keeping fee of $2.50 apply. There is no interest charged, no ongoing hidden fees, and no early payout penalties. Patients may also reapply for a new plan once their existing balance has been fully cleared.
The application process does not involve a traditional credit check.
This option may suit: Patients looking for a simple, structured short-term payment solution for lower-cost dental treatment.
SuperCare: Accessing Superannuation
SuperCare assists eligible patients in applying for early access to their superannuation under the Australian Taxation Office’s Compassionate Release of Superannuation program. The process includes documentation and approval through the ATO, which can take several business days. Fees may apply for this service. Eligibility criteria apply, and this option is not available for purely cosmetic procedures.
This option may suit: Patients who meet ATO criteria.
Not Sure Which Option to Choose?
Choosing a payment option is a personal decision. If you’d like help understanding what may be available, our team can walk you through options during your visit.